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This article provides general information about this subject. Laws affecting this subject may have changed since this article was written. For specific legal advice about a problem you are having, get the advice of a lawyer. Receiving this information does not make you a client of our office.
Last Review Date: July 2017
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
What Is A Home Mortgage?
A home mortgage is a debt secured against your house. If you do not make the payments required by your mortgage agreement, your lender can try to take your home. The lender does this by starting a foreclosure action against you in Supreme Court.
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Why it’s important and how to get a free copy of your report.
What is a credit report?
A credit report provides information about where you live and how you pay your bills, and whether you filed for bankruptcy. Generally, judgments are not reported to the Credit Reporting Agencies. However, judgments are public records; a lender can still search and find these.
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Can they sue you? Can they take your house or your car? Can you go to jail?
Perhaps it's happened to you: you've lost your job and the bills are starting to pile up, or you've had some unexpected medical expenses that your paycheck just won't cover. Suddenly you are in debt and worried about what's going to happen to you and your family.
New York Small Estate Affidavits and Family Protections
New York State law* allows lease termination for people age 62 and over, and for disabled tenants, under certain conditions.
Section 227(a) of New York State Real Property Law spells out the rights of people aged 62 and over, and disabled tenants, to terminate a
residential lease or rental agreement before the lease time period ends.
Terminating a lease according to Section 227(a) is a legal termination, not a lease violation.
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Utility law and regulations are complicated. The following is a breakdown of back-billing. If you have questions about utility law or regulations, you
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
In 2024, Americans owed about $17.94 trillion in total household debt. Most of this debt comes from mortgages. However, due to inflation and rising prices, credit card debt increased by 17.4% from 2022 to 2023. More people are now being taken to court for debt than ever before.
1 - 10 of 13 Results
Related Articles
Selected filters:
This article provides general information about this subject. Laws affecting this subject may have changed since this article was written. For specific legal advice about a problem you are having, get the advice of a lawyer. Receiving this information does not make you a client of our office.
Last Review Date: July 2017
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
What Is A Home Mortgage?
A home mortgage is a debt secured against your house. If you do not make the payments required by your mortgage agreement, your lender can try to take your home. The lender does this by starting a foreclosure action against you in Supreme Court.
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Why it’s important and how to get a free copy of your report.
What is a credit report?
A credit report provides information about where you live and how you pay your bills, and whether you filed for bankruptcy. Generally, judgments are not reported to the Credit Reporting Agencies. However, judgments are public records; a lender can still search and find these.
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Can they sue you? Can they take your house or your car? Can you go to jail?
Perhaps it's happened to you: you've lost your job and the bills are starting to pile up, or you've had some unexpected medical expenses that your paycheck just won't cover. Suddenly you are in debt and worried about what's going to happen to you and your family.
New York Small Estate Affidavits and Family Protections
New York State law* allows lease termination for people age 62 and over, and for disabled tenants, under certain conditions.
Section 227(a) of New York State Real Property Law spells out the rights of people aged 62 and over, and disabled tenants, to terminate a
residential lease or rental agreement before the lease time period ends.
Terminating a lease according to Section 227(a) is a legal termination, not a lease violation.
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Utility law and regulations are complicated. The following is a breakdown of back-billing. If you have questions about utility law or regulations, you
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
In 2024, Americans owed about $17.94 trillion in total household debt. Most of this debt comes from mortgages. However, due to inflation and rising prices, credit card debt increased by 17.4% from 2022 to 2023. More people are now being taken to court for debt than ever before.
1 - 10 of 13 Results