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This article provides general information about this subject. Laws affecting this subject may have changed since this article was written. For specific legal advice about a problem you are having, get the advice of a lawyer. Receiving this information does not make you a client of our office.
Last Review Date: July 2017
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
In 2024, Americans owed about $17.94 trillion in total household debt. Most of this debt comes from mortgages. However, due to inflation and rising prices, credit card debt increased by 17.4% from 2022 to 2023. More people are now being taken to court for debt than ever before.
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
What Is A Home Mortgage?
A home mortgage is a debt secured against your house. If you do not make the payments required by your mortgage agreement, your lender can try to take your home. The lender does this by starting a foreclosure action against you in Supreme Court.
Debt can be hard to manage. Once you fall behind on payments, it can be hard to catch back up. This is because credit cards and some types of loans can have high interest rates.
It’s easy to believe that you will never fall for a scam. Unfortunately, anyone, regardless of age, background, and technical savvy, can fall for a scam. Scammers utilize social engineering, which uses human psychology against you to steal your money or information. They impersonate your trusted friends and family. They pretend they’re law enforcement. They say they love you. They email you a link that downloads spyware on your computer when you click on it. They say they’re an employer and ask you to provide your Social Security number as a part of a job application process.
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Utility law and regulations are complicated. The following is a breakdown of back-billing. If you have questions about utility law or regulations, you
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Navigating contracts can be tricky. Sometimes, you may not even know when something is or is not a contract. This article was written by LawNY to help you better understand your rights and responsibilities in the context of contract law.
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Why it’s important and how to get a free copy of your report.
What is a credit report?
A credit report provides information about where you live and how you pay your bills, and whether you filed for bankruptcy. Generally, judgments are not reported to the Credit Reporting Agencies. However, judgments are public records; a lender can still search and find these.
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Related Articles
Selected filters:
This article provides general information about this subject. Laws affecting this subject may have changed since this article was written. For specific legal advice about a problem you are having, get the advice of a lawyer. Receiving this information does not make you a client of our office.
Last Review Date: July 2017
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
In 2024, Americans owed about $17.94 trillion in total household debt. Most of this debt comes from mortgages. However, due to inflation and rising prices, credit card debt increased by 17.4% from 2022 to 2023. More people are now being taken to court for debt than ever before.
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
What Is A Home Mortgage?
A home mortgage is a debt secured against your house. If you do not make the payments required by your mortgage agreement, your lender can try to take your home. The lender does this by starting a foreclosure action against you in Supreme Court.
Debt can be hard to manage. Once you fall behind on payments, it can be hard to catch back up. This is because credit cards and some types of loans can have high interest rates.
It’s easy to believe that you will never fall for a scam. Unfortunately, anyone, regardless of age, background, and technical savvy, can fall for a scam. Scammers utilize social engineering, which uses human psychology against you to steal your money or information. They impersonate your trusted friends and family. They pretend they’re law enforcement. They say they love you. They email you a link that downloads spyware on your computer when you click on it. They say they’re an employer and ask you to provide your Social Security number as a part of a job application process.
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Utility law and regulations are complicated. The following is a breakdown of back-billing. If you have questions about utility law or regulations, you
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Navigating contracts can be tricky. Sometimes, you may not even know when something is or is not a contract. This article was written by LawNY to help you better understand your rights and responsibilities in the context of contract law.
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Why it’s important and how to get a free copy of your report.
What is a credit report?
A credit report provides information about where you live and how you pay your bills, and whether you filed for bankruptcy. Generally, judgments are not reported to the Credit Reporting Agencies. However, judgments are public records; a lender can still search and find these.
1 - 10 of 11 Results