Debt can be hard to manage. Once you fall behind on payments, it can be hard to catch back up. This is because credit cards and some types of loans can have high interest rates.
It’s easy to believe that you will never fall for a scam. Unfortunately, anyone, regardless of age, background, and technical savvy, can fall for a scam. Scammers utilize social engineering, which uses human psychology against you to steal your money or information. They impersonate your trusted friends and family. They pretend they’re law enforcement. They say they love you. They email you a link that downloads spyware on your computer when you click on it.
Para ver este artículo en español por favor
Para ver este artículo en español por favor
Para ver este artículo en español por favor
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Can they sue you? Can they take your house or your car? Can you go to jail?
Perhaps it's happened to you: you've lost your job and the bills are starting to pile up, or you've had some unexpected medical expenses that your paycheck just won't cover. Suddenly you are in debt and worried about what's going to happen to you and your family.
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Why it’s important and how to get a free copy of your report.
What is a credit report?
A credit report provides information about where you live and how you pay your bills, and whether you filed for bankruptcy. Generally, judgments are not reported to the Credit Reporting Agencies. However, judgments are public records; a lender can still search and find these.
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)