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This article provides general information about this subject. Laws affecting this subject may have changed since this article was written. For specific legal advice about a problem you are having, get the advice of a lawyer. Receiving this information does not make you a client of our office.
Last Review Date: July 2017
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
What Is A Home Mortgage?
A home mortgage is a debt secured against your house. If you do not make the payments required by your mortgage agreement, your lender can try to take your home. The lender does this by starting a foreclosure action against you in Supreme Court.
Medicaid is a state and federally funded Public Health Insurance Program, that provides health insurance for individuals who meet income guidelines. Expanded income guidelines are available to individuals 65 and older who are certified disabled.
Individuals who are over the age of 65, or certified disabled may be "over-income" for traditional Medicaid, and pay a "spend-down" in order to qualify for Medicaid on an ongoing basis. This coverage can be retroactive for up to 3 months prior to the date of the application.
What is Medicaid?
Medicaid is a state and federally funded program that provides Health Insurance to low income individuals in New York State.
There are TWO types of Medicaid. They are called MAGI and Non-MAGI.
MAGI stands for the Modified Adjusted Gross Income category. Non-MAGI just means that someone doesn’t qualify for MAGI Medicaid. We’ll talk about the differences more below.
You may have a choice between MAGI or Non-MAGI Medicaid.
Medicare is a federally funded program which provides health and hospital insurance benefits. Generally people can receive Medicare if:
They are 65 years or older.
They receive Social Security Disability
They suffer from end stage renal disease.
They are diagnosed with ALS. ALS is also known as Lou Gehrig ’s disease.
Recipients of Railroad Retirement benefits.
Unlike Medicaid, receiving Medicare is not based on an individual’s income or assets.
What types of Medicare are there?
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Why it’s important and how to get a free copy of your report.
What is a credit report?
A credit report provides information about where you live and how you pay your bills, and whether you filed for bankruptcy. Generally, judgments are not reported to the Credit Reporting Agencies. However, judgments are public records; a lender can still search and find these.
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Can they sue you? Can they take your house or your car? Can you go to jail?
Perhaps it's happened to you: you've lost your job and the bills are starting to pile up, or you've had some unexpected medical expenses that your paycheck just won't cover. Suddenly you are in debt and worried about what's going to happen to you and your family.
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here).
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Utility law and regulations are complicated. The following is a breakdown of back-billing. If you have questions about utility law or regulations, you
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
1 - 10 of 15 Results
Related Articles
Selected filters:
This article provides general information about this subject. Laws affecting this subject may have changed since this article was written. For specific legal advice about a problem you are having, get the advice of a lawyer. Receiving this information does not make you a client of our office.
Last Review Date: July 2017
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
What Is A Home Mortgage?
A home mortgage is a debt secured against your house. If you do not make the payments required by your mortgage agreement, your lender can try to take your home. The lender does this by starting a foreclosure action against you in Supreme Court.
Medicaid is a state and federally funded Public Health Insurance Program, that provides health insurance for individuals who meet income guidelines. Expanded income guidelines are available to individuals 65 and older who are certified disabled.
Individuals who are over the age of 65, or certified disabled may be "over-income" for traditional Medicaid, and pay a "spend-down" in order to qualify for Medicaid on an ongoing basis. This coverage can be retroactive for up to 3 months prior to the date of the application.
What is Medicaid?
Medicaid is a state and federally funded program that provides Health Insurance to low income individuals in New York State.
There are TWO types of Medicaid. They are called MAGI and Non-MAGI.
MAGI stands for the Modified Adjusted Gross Income category. Non-MAGI just means that someone doesn’t qualify for MAGI Medicaid. We’ll talk about the differences more below.
You may have a choice between MAGI or Non-MAGI Medicaid.
Medicare is a federally funded program which provides health and hospital insurance benefits. Generally people can receive Medicare if:
They are 65 years or older.
They receive Social Security Disability
They suffer from end stage renal disease.
They are diagnosed with ALS. ALS is also known as Lou Gehrig ’s disease.
Recipients of Railroad Retirement benefits.
Unlike Medicaid, receiving Medicare is not based on an individual’s income or assets.
What types of Medicare are there?
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Why it’s important and how to get a free copy of your report.
What is a credit report?
A credit report provides information about where you live and how you pay your bills, and whether you filed for bankruptcy. Generally, judgments are not reported to the Credit Reporting Agencies. However, judgments are public records; a lender can still search and find these.
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Can they sue you? Can they take your house or your car? Can you go to jail?
Perhaps it's happened to you: you've lost your job and the bills are starting to pile up, or you've had some unexpected medical expenses that your paycheck just won't cover. Suddenly you are in debt and worried about what's going to happen to you and your family.
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here).
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Utility law and regulations are complicated. The following is a breakdown of back-billing. If you have questions about utility law or regulations, you
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
1 - 10 of 15 Results