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Legal Assistance of Western New York, Inc. ®

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HealthConsumerClear All Filters
Debt Collection Practices and Lawsuits
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.) In 2024, Americans owed about $17.94 trillion in total household debt. Most of this debt comes from mortgages. However, due to inflation and rising prices, credit card debt increased by 17.4% from 2022 to 2023. More people are now being taken to court for debt than ever before.
Consumer
Medicaid with a Spend-Down
Medicaid is a state and federally funded Public Health Insurance Program, that provides health insurance for individuals who meet income guidelines. Expanded income guidelines are available to individuals 65 and older who are certified disabled. Individuals who are over the age of 65, or certified disabled may be "over-income" for traditional Medicaid, and pay a "spend-down" in order to qualify for Medicaid on an ongoing basis. This coverage can be retroactive for up to 3 months prior to the date of the application.
Health
When You Have Credit Card Debt
Debt can be hard to manage. Once you fall behind on payments, it can be hard to catch back up. This is because credit cards and some types of loans can have high interest rates.
Consumer
Feels off? Log off.
It’s easy to believe that you will never fall for a scam. Unfortunately, anyone, regardless of age, background, and technical savvy, can fall for a scam. Scammers utilize social engineering, which uses human psychology against you to steal your money or information. They impersonate your trusted friends and family. They pretend they’re law enforcement. They say they love you. They email you a link that downloads spyware on your computer when you click on it. They say they’re an employer and ask you to provide your Social Security number as a part of a job application process.
Consumer
Surprisingly High Utility Bill? The Utility May be Back-billing You
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.) Utility law and regulations are complicated. The following is a breakdown of back-billing. If you have questions about utility law or regulations, you 
Consumer
Contract Disputes in New York
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.) Navigating contracts can be tricky. Sometimes, you may not even know when something is or is not a contract. This article was written by LawNY to help you better understand your rights and responsibilities in the context of contract law.
Consumer
Important Changes to New York Medicaid, Child Health Plus and the Essential Plan
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here).
Health
What is Medicare?
Medicare is a federally funded program which provides health and hospital insurance benefits. Generally people can receive Medicare if: They are 65 years or older. They receive Social Security Disability They suffer from end stage renal disease. They are diagnosed with ALS. ALS is also known as Lou Gehrig ’s disease. Recipients of Railroad Retirement benefits. Unlike Medicaid, receiving Medicare is not based on an individual’s income or assets. What types of Medicare are there?
Health
What is Medicaid?
What is Medicaid? Medicaid is a state and federally funded program that provides Health Insurance to low income individuals in New York State. There are TWO types of Medicaid. They are called MAGI and Non-MAGI. MAGI stands for the Modified Adjusted Gross Income category. Non-MAGI just means that someone doesn’t qualify for MAGI Medicaid. We’ll talk about the differences more below. You may have a choice between MAGI or Non-MAGI Medicaid.
Health
Bankruptcy in New York
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Consumer
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  • Foreclosure (2)
  • (-) Health (4)
  • Housing (12)
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  • Re-Entry (8)
  • Seniors (2)
  • Supplemental Security Income (SSI) (5)

Filter by Topic

  • Artículos en Español (60)
  • (-) Consumer (9)
  • Domestic Violence (5)
  • Education (4)
  • Employment (3)
  • Fair Housing (5)
  • Family (13)
  • Foreclosure (2)
  • (-) Health (4)
  • Housing (12)
  • Public Benefits (13)
  • Re-Entry (8)
  • Seniors (2)
  • Supplemental Security Income (SSI) (5)

Related Articles

Selected filters:

HealthConsumerClear All Filters
Debt Collection Practices and Lawsuits
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.) In 2024, Americans owed about $17.94 trillion in total household debt. Most of this debt comes from mortgages. However, due to inflation and rising prices, credit card debt increased by 17.4% from 2022 to 2023. More people are now being taken to court for debt than ever before.
Consumer
Medicaid with a Spend-Down
Medicaid is a state and federally funded Public Health Insurance Program, that provides health insurance for individuals who meet income guidelines. Expanded income guidelines are available to individuals 65 and older who are certified disabled. Individuals who are over the age of 65, or certified disabled may be "over-income" for traditional Medicaid, and pay a "spend-down" in order to qualify for Medicaid on an ongoing basis. This coverage can be retroactive for up to 3 months prior to the date of the application.
Health
When You Have Credit Card Debt
Debt can be hard to manage. Once you fall behind on payments, it can be hard to catch back up. This is because credit cards and some types of loans can have high interest rates.
Consumer
Feels off? Log off.
It’s easy to believe that you will never fall for a scam. Unfortunately, anyone, regardless of age, background, and technical savvy, can fall for a scam. Scammers utilize social engineering, which uses human psychology against you to steal your money or information. They impersonate your trusted friends and family. They pretend they’re law enforcement. They say they love you. They email you a link that downloads spyware on your computer when you click on it. They say they’re an employer and ask you to provide your Social Security number as a part of a job application process.
Consumer
Surprisingly High Utility Bill? The Utility May be Back-billing You
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.) Utility law and regulations are complicated. The following is a breakdown of back-billing. If you have questions about utility law or regulations, you 
Consumer
Contract Disputes in New York
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.) Navigating contracts can be tricky. Sometimes, you may not even know when something is or is not a contract. This article was written by LawNY to help you better understand your rights and responsibilities in the context of contract law.
Consumer
Important Changes to New York Medicaid, Child Health Plus and the Essential Plan
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here).
Health
What is Medicare?
Medicare is a federally funded program which provides health and hospital insurance benefits. Generally people can receive Medicare if: They are 65 years or older. They receive Social Security Disability They suffer from end stage renal disease. They are diagnosed with ALS. ALS is also known as Lou Gehrig ’s disease. Recipients of Railroad Retirement benefits. Unlike Medicaid, receiving Medicare is not based on an individual’s income or assets. What types of Medicare are there?
Health
What is Medicaid?
What is Medicaid? Medicaid is a state and federally funded program that provides Health Insurance to low income individuals in New York State. There are TWO types of Medicaid. They are called MAGI and Non-MAGI. MAGI stands for the Modified Adjusted Gross Income category. Non-MAGI just means that someone doesn’t qualify for MAGI Medicaid. We’ll talk about the differences more below. You may have a choice between MAGI or Non-MAGI Medicaid.
Health
Bankruptcy in New York
Para ver este artículo en español por favor visite aquí. (To view this article in Spanish, visit here.)
Consumer
  • 1
  • 2
  • Next › Next page
  • Last » Last page
1 - 10 of 13 Results

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