It’s easy to believe that you will never fall for a scam. Unfortunately, anyone, regardless of age, background, and technical savvy, can fall for a scam. Scammers utilize social engineering, which uses human psychology against you to steal your money or information. They impersonate your trusted friends and family. They pretend they’re law enforcement. They say they love you. They email you a link that downloads spyware on your computer when you click on it. They say they’re an employer and ask you to provide your Social Security number as a part of a job application process.