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SSD
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www.LawNY.org
Â
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SOCIAL SECURITY DISABILITY
(SSD OR SSDI)
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SUPPLEMENTAL SECURITY INCOME
(SSI)
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| Also known as Title 2 Benefits |
Also known as Title 16 Benefits. |
| Strict definition of disability in all cases. |
Strict definition of disability. (If you were getting "Aid to Permanently and Totally Disabled" in December 1973, less strict standards may apply.) |
| Must be "insured"-must have earned a certain amount of money in the past 10 years and have paid into the Social Security system. If your disability began after age 30, 20 covered quarters are required in the 40 quarters immediately before the onset of disability. For those younger than age 31, fewer covered quarters are required. |
No work history required. |
| Workers' compensation and/or other federal or state or insurance payments may affect payments, but there is no resource or income limit. |
Must have low income and low resources. Resource limits: $2,000 individual; $3000 couple. Some resources (e.g., residence, car used for transportation) are exempt. |
| Five month waiting period. |
No waiting period. Eligibility begins month after application or when definition of disability is met, whichever occurs later. |
| May be eligible for payment up to 12 months prior to application, if disabled during that time. |
May be eligible only as of the month after the month of application. |
| A disabled child is only eligible if s/he is: (1) the dependent of an eligible, retired or disabled worker, or (2) the survivor of a fully or currently insured worker. |
A disabled child may be eligible without regard to connection to a disabled or retired parent. |
| Benefits may be paid to the disabled person's family or survivors if they meet certain conditions. |
Benefits are paid only to the disabled person (or to a representative payee on behalf of disabled person).
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| Medicare after 2 years. Medicaid if income eligible. |
Medicaid. |
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Legal Assistance of Western New York, Inc.
This article provides general information about this subject. Laws affecting this subject may have changed since this article was written. For specific legal advice about a problem you are having, get the advice of a lawyer. Receiving this information does not make you a client of our office.
rev 10/17/2005
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